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Bill collector attempting to collect money from a debtor

Ninth Circuit Reaffirms Importance of Right to Cure in California’s Rosenthal Law

By Rounds & Sutter LLP |

A recent opinion issued by the Ninth Circuit Court of Appeals reaffirms an important defense that may be claimed by debt collectors who are alleged to have violated the FDCPA.  See below for more about the decision towards bill collector mistakes, and contact a knowledgeable Southern California fair debt collection attorney with any questions about… Read More »

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Supreme Court to Decide whether a Debtor Who Lied to Obtain Credit can Discharge that Debt in Bankruptcy

By Rounds & Sutter LLP |

A case currently before the Supreme Court may have a serious effect on Americans deep in debt and on how lenders, particularly small business lenders, give out loans.  In Lamar, Archer & Cofrin, LLP v. Appling, the Supreme Court is set to answer whether someone who lied about an asset to obtain credit can discharge… Read More »

debt sign

Look Out for These Signs that You’re in Debt Trouble

By Rounds & Sutter LLP |

Making responsible use of a credit card can help you build a strong credit score. It can help make you an excellent candidate for larger lines of credit down the line, such as home loans or a loan to start a small business. But sometimes, a lack of money literacy or a tragic life event… Read More »

Past due bills

Bankruptcy Can Help You Manage Tax Debt

By Rounds & Sutter LLP |

Few forms of debt are as stressful and potentially damaging as tax debt. Many individuals who have large amounts of debt don’t realize that, in many cases, filing for bankruptcy can help them manage both consumer debt and tax debts. Below, learn about the ways that a bankruptcy filing can provide help in managing past-due… Read More »

couple struggling with debt

How to Decide if You Should Reaffirm a Debt

By Rounds & Sutter LLP |

When filing for bankruptcy, you may have to decide whether or not to reaffirm a debt. Choosing to retain debt that will last after your other debts are eliminated isn’t a decision you should make lightly. Read on to learn about reaffirming debt, and contact a knowledgeable California bankruptcy attorney with any additional questions. Debt… Read More »

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Three Common Myths about Bankruptcy, Set Straight

By Rounds & Sutter LLP |

If you’re struggling with overwhelming bills and personal debt, you’re probably looking for a lifeline out of your situation. You may have considered filing for bankruptcy but are scared of what it could mean for your life or financial future. Many of the scariest things (and, unfortunately, one good thing) you’ve heard about bankruptcy are,… Read More »

message box that reads bankruptcy

Catching up on Your Mortgage under Either Chapter 7 or Chapter 13

By Rounds & Sutter LLP |

There are good reasons to file for bankruptcy under Chapter 7 or Chapter 13, and debtors should discuss the advantages of each with their attorney before filing. While many debtors who are behind on their mortgage believe that Chapter 13 is the form of bankruptcy that can best help them get out of debt, some… Read More »

Payment plan doc

Finishing Your Chapter 13 Bankruptcy Case

By Rounds & Sutter LLP |

Chapter 13 bankruptcy takes several years to complete and can require some sacrifice on behalf of petitioners, but for those who manage to stick with their payment plans, it can bring numerous benefits without the same long-term credit consequences of a Chapter 7 bankruptcy filing. Learn about how a bankruptcy is completed, and some of… Read More »

A chapter 13 sign

Lien Stripping during a Chapter 13 Bankruptcy

By Rounds & Sutter LLP |

If you’re a homeowner and your expenses are starting to become more than you can handle, you may be most concerned about what you can do to prevent losing your home through a foreclosure. Filing for bankruptcy under Chapter 13 can offer multiple benefits to homeowners that could allow them to keep their home when… Read More »

two hands holding a stack of money

How Divorce Settlements are Affected by Bankruptcy

By Rounds & Sutter LLP |

Determining what property is part of your estate, and determining which of that property is exempt or non-exempt, can be one of the most complex aspects of a bankruptcy filing. While your estate is normally limited to the property you own when you file, there are certain cases where property you acquire after filing might… Read More »