Recent Blog Posts
What Does a Consumer Protection Attorney Do?
When it comes to corporate misdeeds, many of us have become cynics. We expect the companies that provide our goods and services to do whatever they can to make a buck, even if it comes at our expense. What many people do not realize is that commercial businesses–whether they sell products, issue credit and loans,… Read More »
Common Myths About Bankruptcy
Bankruptcy is incredibly common in California and across the country, but the process is misunderstood by many people. There are too many myths floating around about the disadvantages–and even some perceived advantages–of filing for bankruptcy. Below, we dispel a few of the most common myths we’ve encountered about bankruptcy. For accurate and trusted advice concerning… Read More »
Reasons Not to File a Bankruptcy
When you’re under a mountain of debt–medical debts, credit card debts, student loans, mortgages, back taxes, or any other debts–it can be difficult to see a way out. For many people, bankruptcy is a useful tool to let them reset the playing field and start over. Bankruptcy is nobody’s first option, but for hundreds of… Read More »
Chapter 7 vs. Chapter 13 Bankruptcy
If you are dealing with individual debt–credit cards, student loans, medical bills, etc.–you may come to the point where filing for bankruptcy is your best option. The vast majority of individual bankruptcy debtors file under Chapter 7 or Chapter 13. Whether you are better off under Chapter 7 or Chapter 13 depends upon your financial… Read More »
How to Stop Foreclosure Through Bankruptcy
The risk of home foreclosure is one of the scariest parts of debt. Not only is losing your house devastating; it’s also likely to lead to more expenses like moving costs, rentals, furniture, and other items. Under the right circumstances, you can stop home foreclosure, even after it’s begun. Although it’s no one’s first choice,… Read More »
Six Tips to Rebuild Credit After Bankruptcy
Building back from bankruptcy can be a long and tedious process that requires dedication, patience, and a pretty decent amount of financial knowledge. If you have undergone a bankruptcy, it’s important to equip yourself with the proper financial knowledge. Working with an experienced bankruptcy attorney can help you navigate bankruptcy and build back better as… Read More »
Common Errors Made By People Who File for Bankruptcy Without a Lawyer
Bankruptcy is a complex legal proceeding that requires an intimate understanding of bankruptcy law, court procedure, and finances. As with other legal proceedings, parties are legally permitted to file and proceed on their own behalf, without counsel. Like other court proceedings, however, doing so is strongly discouraged. People who file for bankruptcy without the assistance… Read More »
Will Filing for Bankruptcy Affect My Job?
People struggling with debt have a lot of misgivings about filing for bankruptcy. Many of these discomforts are based on myths, misconceptions, or circumstances that existed years ago before the passage of more recent debtor protection laws. Below, we discuss whether and how your bankruptcy can affect your employment status and future job prospects. Call… Read More »
What You Should Know About Junk Debt Buyers
If you’ve had a debt sent to collections, you may have encountered a junk debt buyer. These companies use underhanded tactics to either intimidate debtors into paying or into paying debts that should already have been dead. If you suddenly start getting calls, letters, or legal notices about an old debt to some company you’ve… Read More »
Is Getting a Loan Modification a Good Idea?
If your mortgage is underwater, you might be considering all of your options for dealing with debt. Obtaining a loan modification can sometimes help you get back on your feet. However, loan modifications are not available to every borrower, and they don’t always present the best solution even when available. Continue reading to learn about… Read More »