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What Happens at a Meeting of Creditors in Chapter 7 Bankruptcy?

By Rounds & Sutter LLP |

The meeting of creditors is a required step in the process of obtaining debt relief through Chapter 7 bankruptcy. For many debtors, the idea of having to attend a meeting of one’s creditors in a formal legal setting may sound daunting, but in reality the meeting of creditors is nothing to fear at all. Read… Read More »

electronic signatures

What You Need to Know About Electronic Signatures for California Transactions

By Rounds & Sutter LLP |

As we continue to progress into an increasingly digital world, many aspects of our everyday transactions are evolving. This includes the way we sign contracts and other legal documents. Traditional ink signatures are being replaced by their electronic counterparts in many situations, offering convenience and efficiency without compromising legal authenticity. If you’re doing business in… Read More »

consumer protection

What Does a Consumer Protection Attorney Do?

By Rounds & Sutter LLP |

When it comes to corporate misdeeds, many of us have become cynics. We expect the companies that provide our goods and services to do whatever they can to make a buck, even if it comes at our expense. What many people do not realize is that commercial businesses–whether they sell products, issue credit and loans,… Read More »

High angle view of gavel on document with petition to file for bankruptcy lettering isolated on beige

Common Myths About Bankruptcy

By Rounds & Sutter LLP |

Bankruptcy is incredibly common in California and across the country, but the process is misunderstood by many people. There are too many myths floating around about the disadvantages–and even some perceived advantages–of filing for bankruptcy. Below, we dispel a few of the most common myths we’ve encountered about bankruptcy. For accurate and trusted advice concerning… Read More »

bankruptcy attorney california

Reasons Not to File a Bankruptcy

By Rounds & Sutter LLP |

When you’re under a mountain of debt–medical debts, credit card debts, student loans, mortgages, back taxes, or any other debts–it can be difficult to see a way out. For many people, bankruptcy is a useful tool to let them reset the playing field and start over. Bankruptcy is nobody’s first option, but for hundreds of… Read More »

Bankruptcy petition for individuals with gavel.

Chapter 7 vs. Chapter 13 Bankruptcy

By Rounds & Sutter LLP |

If you are dealing with individual debt–credit cards, student loans, medical bills, etc.–you may come to the point where filing for bankruptcy is your best option. The vast majority of individual bankruptcy debtors file under Chapter 7 or Chapter 13. Whether you are better off under Chapter 7 or Chapter 13 depends upon your financial… Read More »

Foreclosure Notice And House Keys

How to Stop Foreclosure Through Bankruptcy

By Rounds & Sutter LLP |

The risk of home foreclosure is one of the scariest parts of debt. Not only is losing your house devastating; it’s also likely to lead to more expenses like moving costs, rentals, furniture, and other items. Under the right circumstances, you can stop home foreclosure, even after it’s begun. Although it’s no one’s first choice,… Read More »

credit report

Six Tips to Rebuild Credit After Bankruptcy

By Rounds & Sutter LLP |

Building back from bankruptcy can be a long and tedious process that requires dedication, patience, and a pretty decent amount of financial knowledge. If you have undergone a bankruptcy, it’s important to equip yourself with the proper financial knowledge. Working with an experienced bankruptcy attorney can help you navigate bankruptcy and build back better as… Read More »

Business Problems. Desperate Millennial Businessman Sitting At Workplace In Office, Touching Head, Suffering From Bankruptcy And Financial Crisis, Having Headache Or Luck Of Inspiration, Copy Space

Common Errors Made By People Who File for Bankruptcy Without a Lawyer

By Rounds & Sutter LLP |

Bankruptcy is a complex legal proceeding that requires an intimate understanding of bankruptcy law, court procedure, and finances. As with other legal proceedings, parties are legally permitted to file and proceed on their own behalf, without counsel. Like other court proceedings, however, doing so is strongly discouraged. People who file for bankruptcy without the assistance… Read More »

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Will Filing for Bankruptcy Affect My Job?

By Rounds & Sutter LLP |

People struggling with debt have a lot of misgivings about filing for bankruptcy. Many of these discomforts are based on myths, misconceptions, or circumstances that existed years ago before the passage of more recent debtor protection laws. Below, we discuss whether and how your bankruptcy can affect your employment status and future job prospects. Call… Read More »