Helping People in Need Throughout Southern California and the Central Coast
At the Law Office of Rounds and Sutter, the attorneys and their staff provide skills with professionalism, integrity, and value every client.
Why Rounds & Sutter LLP?
Founding partners John Rounds and Randall Sutter both entered into the practice of law for the same reason – to help people in need. Having a similar philosophy John and Randy decided to partner up and start their own firm in 2009. At Rounds and Sutter, our attorneys have helped thousands of clients with their legal matters of Real Estate Law, Business Law, Bankruptcy Law, Consumer Advocacy and Employment Law.
Why Bankruptcy Law?
Things got especially tough in 2007, when many factors came together at once, hitting the average homeowner or small business owner especially hard. America entered the Great Recession, with unemployment levels staying over 8% for years. At the same time came the stock market crash and global financial crisis; many people saw their life savings and retirement funds wiped out overnight. Homeowners were hit the worst. The subprime mortgage crisis and resulting mortgage meltdown yielded wave upon wave of record foreclosures. How did this happen? The housing market, in California especially, became overpriced far out of proportion to realistic home values. In order to help people purchase these overvalued homes, banks and lenders offered low teaser rates of interest that later adjusted, and readjusted and readjusted, always to a higher interest rate. Meanwhile, people capitalized on their investment by purchasing second mortgages and home equity lines of credit (HELOCs) to generate disposable income. When the bubble burst and home values fell, people found themselves stuck with mortgages they couldn’t afford tied to homes that were worth far less than what they owed. While all of these factors led people to need the protection of bankruptcy more than ever, just two years earlier Congress had passed the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (BAPCPA). The effect of this landmark “bankruptcy reform” law was to make bankruptcy eligibility harder for the average person, in particular eligibility for Chapter 7. The attorneys at Rounds & Sutter have been practicing bankruptcy before, during and after BAPCPA and the foreclosure crisis, providing us with the knowledge, skills and experience we need to help people out of their most difficult situations. From bankruptcy protection to defending against foreclosures and predatory lending practices, we are here to put an end to overwhelming legal and financial problems.
Why Consumer Advocacy?
At Rounds & Sutter, we know Bankruptcy is not for everyone. We take the time to understand your unique situation and advise you on the best courses of action open to you. We do not try to push you into one option or another, but give you the facts and information you need to make an informed decision regarding what is right for you. Debt settlement and lien striping are alternatives to bankruptcy that may be enough to get you the relief from debt you need. Our attorneys have saved thousands of dollars for our clients and are willing to help you negotiate with your collectors.
Why Real Estate Law?
Real estate law is a major area of focus at Rounds & Sutter. Our experienced real estate attorneys assist buyers and sellers in real estate transactions and litigation throughout Southern California concerning everything from leases, purchases and sales to landlord-tenant disputes and broker liability.
Why Employment Law?
Together, the lawyers at Rounds & Sutter have decades of experience helping individuals in Southern California solve difficult problems and seek the protection and aid afforded to them by the law. If you feel that you have been wrongfully terminated from your employment, or if you feel that you have been the victim of discrimination or harassment at work, or if you have been told to work off the clock, to eat lunch at your desk while you catch up on paperwork, to run errands outside of your workday, to change in and out of your uniform at the job site on your own time, or if you were called in and then sent home without being paid, you may have a valid claim for unpaid wages.
Why Business Law?
Our business lawyers work to make sure our clients’ interests are promoted and protected across the spectrum of business transactions, including real property matters, sales & purchase agreements, leases, buy-sell agreements, insurance issues, employment agreements, and transportation and shipping matters.
Helping People with Legal needs beyond Business, Real Estate, Employment, Bankruptcy and Consumer Advocacy
This same philosophy explains why Rounds & Sutter also strives to help people who have been injured in an auto accident or arrested on criminal charges, are fighting to stay in the country or reunite with their family, or who desire to leave a legacy for their family after they are gone. Our lawyers have practical experience and possess the skill and knowledge to competently address the needs of our clients. If we come across a matter that is outside of our range of legal expertise, we will gladly put you in touch with a colleague who can fully address your legal needs.